You spend a lot of money on them:  Watercraft/boats, jetskis, snowmobiles, dirt bikes, all-terrain cycles (3 wheels), all-terrain vehicles (4 or 6 wheels).  These can be costly items to purchase, and if not insured properly, they can be costly to replace. You might think you have automatic coverage on your Homeowners policy, however, that is … More WE WANT TO KNOW ABOUT YOUR TOYS